Great news for anyone in Idaho that is eligible for Medicare under the age of 65 due to a disability or certain health conditions like ESRD (End Stage Renal Disease). As of January 1st, 2018 the state of Idaho and the Idaho Department of Insurance will require insurance companies to offer certain Medicare Supplement Insurance plans, also known as Medigap, Medicare Advantage (MA) plans and Prescription Drug Coverage – Part D, to those individual’s under the age of 65 who are receiving SSDI (Social Security Disability Insurance) and have so for a minimum of 24 months. If the disability is due to Amyotrophic Lateral Sclerosis (ALS) also known as Lou Gehrig’s disease, the 24 month waiting period is waived.
Idaho Medicare Open Enrollment 2018
There will be a one-time opportunity to enroll in these plans with no medical underwriting for all those enrolled in Medicare prior to 2018 and this opportunity will be available from January 1st, 2018 – June 30th, 2018. Not all Standardized Medigap Plans will be offered, and you will need to check which insurance companies offer the most competitive rates for the plans that are available. These rates for the under 65 market nationwide are generally much higher than those for people turning 65 and enrolling in Medicare for the first time.
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